Helpful Information Helpful Information Should you become involved in an accident, here are a few tips to help you out in a most trying situation. Whatever your reactions are after a car accident, It is important to keep a clear head. The following steps could reduce the risk of further injury, property damage,lessen hassles, and even may save you money later down the road. Home Make A Payment Definitions Need A Quote ? Helpful Info Gator Auto Insurance 1) Move your car out of traffic if possible. Put your flashers on and place markers around your vehicle so it is easily seen to prevent another accident. 2) Double check yourself and your passengers to make sure there are no injuries. Even minor fender benders can cause an injury that is not noticed right away. Summon medical help if needed. 3) Call the police. make sure you get a copy of the police report. Obtain information from other driver such as: name,address,license number,tag number,and insurance information. Do not forget to get names of any witnesses along with phone numbers and addresses. Do not admit fault. 4) Take photos and draw diagrams if possible. A cell phone camera can come in handy in this situation. DO NOT FORGET TO CALL YOUR INSURANCE COMPANY RIGHT AWAY! Insurance Definitions The folowing terms are for general informational purposes only. Injury Protection This covers you, your family members,and certain others,for bodily injuries resulting from auto accidents regardless of fault. This coverage is required by the state of Florida. Liability Coverage This covers your legal liability for bodily injury to others (bodily injury liabilty) or damage to their property (property damage liability). Property Damage is required by the state of Florida. Uninsured Motorist Coverage This coverage pays for bodily injuries to you,family members,and certain others, for bodily injuries resulting from the negligence of others. It pays when the at fault party has: no liability insurance or with not enough liability insurance. Physical Damage Coverage This is damage to your owned vehicle There are two parts to this coverage: Comprehensive Coverage, which covers your vehicle in the event of a fire or theft, or vandalism. Also Collision Coverage, this covers your vehicle in the event of a crash or upset with another object. These coverages are usually subject to a deductible .